Free tools
Salary calculator — gross to net
Enter a gross or net monthly amount, pick a contract type, and see your estimated take-home pay with every ZUS, health and tax component for 2026.
PLN
Contract type
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estimated net — take-home / month
Salary components
- Gross salary
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- Pension insurance
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- Disability insurance
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- Sickness insurance
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- Social security (ZUS)
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- Health insurance
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- Advance income tax
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- Net amount
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Estimate for 2026 on standard assumptions (employee with PIT-2 and the tax-free amount, standard deductible costs; B2B at 19% flat tax with full ZUS and 4.9% health). Your exact figures depend on your situation — ask us for a precise calculation.
Get a precise calculationIs that figure right for your case?
Send it to us and we will check it against your actual position — no charge for the first conversation.
Rates used (2026) — verified
- Zakład Ubezpieczeń Społecznych Składki przedsiębiorców w 2026 roku — Analiza Wydziału Planowania Funduszy, luty 2026 zus.pl
- Rada Ministrów Rozporządzenie z 11.09.2025 w sprawie minimalnego wynagrodzenia za pracę w 2026 r. isap.sejm.gov.pl
- Ministerstwo Finansów Ustawa o podatku dochodowym od osób fizycznych — scale, flat tax and lump-sum rates podatki.gov.pl
Figures are official rates for the tax year shown. They are not advice on your own case.
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